The private sector 's irresponsibility was the biggest failing .

私人部门的不负责任是最大的失败。

Fear and irresponsibility - as I mentioned above .

恐惧和不负责任就像我上面提到。

I recognise their necessity , but fear their irresponsibility .

我承认银行存在的必要性，但担心银行不负责任。

And limits on fiscal irresponsibility could evolve into limits on other fiscal policies .

针对财政不负责任行为的限制可能演变为对其它财政政策的限制。

However , america 's apparent financial irresponsibility worries many investors .

然而，美国在金融方面明显的不负责任，让很多投资者感到担忧。